Our mission

At Visma Creditro, we seek out and protect businesses from the “bad guys” – whether you are a small business owner or a big corporation.

Let us take care of your KYC/AML processes, so you can focus on what matters, scaling your company and taking care of your customers.

Origin story

All superheroes have origin stories, and the same goes for our AML warriors – For them, it all started in 2016.

Mathias Kobberup had a good idea to catch fraudsters, and he shared it with an investor group, where he quickly got a response from the former CEO of 3x34, Peter Hauge Jensen.

Peter faced challenges with creditors who did not pay their bills and people who outright cheated. The two men decided to start the company. They began to prepare an algorithm both for credit assessment and what characterized companies that neither paid their bills and, in some cases, were "prepared for the occasion."

In 2017, they contacted Ronni Baslund, who had the technical knowledge Mathias Kobberup and Peter Hauge Jensen lacked to bring the dream to life. Ronni has a background as a senior software developer from Shoreline A/S. With his IT skills, the entrepreneurial drive gained momentum, and the fight against money laundering and bad creditors gained momentum.


Compliance should be simple

Creditro was not supposed to be and did not become another bureaucratic system that required weeks of local device installations and demos. Instead, the platform was simple and easily accessible – via a browser – so users could be accessed it from deckchairs in Spain and offices in Esbjerg. All it required was an internet connection.

The platform can today identify 9 out of 10 fraudulent companies in Denmark and warns against 65% of all bankruptcies at least three months before they happen. Creditro also has automated credit assessments, so a KYC check, according to our customers, takes around 5 minutes.

The hard work has paid off, and in a few years, Creditro has managed to build a database with more than 45 nationalities connected today.

In 2020, Creditro became part of the Norwegian IT group, Visma, where we continue as an independent company, but now with even greater muscle, ready to fight for a world without financial crime and money laundering.

We always want to learn – do better and be better. That is why we collaborate on our journey with the Danish Business Authority, a compliance board, and our customers.

Meet our super heroes

At Visma Creditro, we assemble teams of passionate people who are brilliant in their field. With high spirits, we work together toward a world without money laundering and financial crime - we are based in both Esbjerg and Vallensbæk.


Mathias Kobberup
Founder & Chief Product Officer
Jacob Tinsfeldt
Managing Director

Sales and Marketing

Asmita Velji Tejani
Head of Sales
Edis Redzep
Senior Account Executive
Nicolaj Jensen
Account Executive
Martin Ratje
Business Development Representative
Jakob Salling Kristensen
Business Development Representative
Kasper Højmann Hansen
Head of Marketing
Lærke Kartvedt
Marketing Content Creator
Emma Nørgaard
Student Assistant
Jonas Steen-Hansen
Digital Designer


Peter Wind
Nikolay Vasilev
Florin Nuhjia
Brian Brandt
Bari Ademi
Senior Developer
Martin Poulsen
Lauran Elezi
Theis Kvist Kristensen
Illir Alli
Christian Hansen
Enis Tara
Birgit Wright
Nadia Miteva
Student Assistant
Mina Anne
Student Assistant

Design and UX

Ditte Knutzen

UX Designer


Mathias Kobberup
Founder & Chief Product Officer
Marlene Hansen
Product Owner

Customer Success and Customer Support

Mathias Søbjerg
Teamlead - Customer Support
Frederik Christiansen
Onboarding Manager
Louis Rasmussen
Customer Support
Jesper Skjøth Larsen
Customer Success Specialist


Tina Mørup Kehlet
Financial Controller
Nikolaj Andersen
Financial Controller


Mikael Westöö
Chairman of the board / Photo by: Ulrika Karlsson Wasell
Malin Hellborgsson
Lars Engbork
Erwin K. Tøt
Finn S. Jakobsen

Compliance Board

Nis Peter Dall
Carsten H. Fohlmann
Robert Fosbo
Peter N. N. Thøgersen
Visma Creditro Recruitment

A trip down memory lane

JUL 2022

Creditro is now increased to 30 employees and app. 400 customers.

MAR 2022

Creditro was sold to the Norwegian VISMA A/S.

SEP 2021

Creditro once again increases - in a short time, the old location becomes too tight, and the search for air starts again. Creditro finally finds a space in Vallensbæk Strand.

MAJ 2021

Creditro outgrew the location and had to look for larger premises.

NOV 2020

Creditro new reach 10 employees.

AUG 2020

New milestone: 100 customers at Creditro Comply. 

MAR 2020

The first ten customers are on board, and now we know we are on the right track.

DEC 2019

Hiring the first sales manager and a new focus on KYC/AML.

JAN 2019

Creditro obtained its first major international customer in the financial sector who still uses our service to this day.

NOV 2018

Creditro becomes credit assessment agency after recieving permission from the Danish Data Authority.

JUN 2018

In June 2018, Creditro launches their very first version of app.creditro.com with access to basic company information.

FEB 2018

Creditro becomes Creditro A/S.

DEC 2017

December brought more than snow in 2017 - Creditro ApS was officially founded.

NOV 2017

Mathias contacts Ronni Baslund, who had the technical knowledge Mathias Kobberup and Peter Hauge Jensen was missing. Ronni had a background as a senior software developer from Shoreline A/S and decided to join in november 2017.


Mathias Kobberup and Peter Hauge prepare an algorithm for credit assessment and start recording characteristics for companies who don't pay their bills or "prepared themselves" to do so on purpose.


Mathias Kobberup shares his plan to to catch fraudsters, in an investor group, and gets a response from the former CEO of 3x34, Peter Hauge Jensen.